Term life insurance provides coverage for a specific period of time, typically 10 to 30 years. It is an affordable and flexible option that offers financial protection for a set period, making it a popular choice for those with young families or a mortgage.
Whole life insurance offers lifelong coverage, accumulates cash value, and guarantees premium amounts. It's ideal for those seeking to leave a legacy or cover final expenses, making it a popular choice for long-term financial security and peace of mind.
Universal life insurance offers flexibility with adjustable premiums and coverage, making it appealing for individuals seeking more control over their policy and long-term financial planning. A popular choice for those who value customization in their insurance plans.
Group life insurance is typically offered through an employer and provides coverage to a group of people, such as employees. It is a popular and cost-effective option for those who want to offer life insurance as an essential and valuable employee benefit.
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